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Welcome to Sound Credit Union!

Standing with you through all waves of life.

Local. Member-owned. Not-for-profit.

Join TodayAbout Sound Credit Union

Experience the power of community with
Sound Credit Union.

Discover a banking experience that is rooted in trust, collaboration, and shared success. Join us and unlock the potential of banking with a credit union.

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Financial Wellness

Elevate your financial
well-being

Get all the member perks you deserve from stellar service, lower rates, free workshops, financial counseling, and more.

Explore the perks of being a credit union member.
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Digital Banking

Access your finances anywhere, anytime

Take control of your finances with our convenient and secure digital banking platform, allowing you to manage your money effortlessly from anywhere, at any time.

Learn more about Digital Banking.
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Community Impact

Support your community

Actively support and uplift the community by participating in various initiatives and community events that make a positive impact on the lives of your neighbors.

Upcoming Events
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About Sound Credit Union

Own a part of your banking institution

We’re Northwest born, started by 51 telephone workers in 1940. As a locally-owned co-op, we serve over 170,000 members, who each own a small part of our credit union together.

Learn more about who we are.
Join Sound

Find the account or service that meets your needs

Select the group you most identify with and what you’re trying to do, and we’ll lead you to the product or service to help meet your needs.

Browse our products and services

Personal Checking & Savings
Personal Credit Cards & Loans
Personal Services
Business Checking & Savings
Business Credit Cards & Loans
Business Services
Resources
About

Featured Rates

New Auto Loans
as low as
5.14%
APR
SAVE TO WIN Savings Account
$0 min bal
0.25%
APY
11 Month Certificate Special
$500 min bal
3.95%
APY
13 Month Jumbo Certificate Special
$100,00 min bal
4.05%
APY
See all Rates

Finance Careers Built on Collaboration and Purpose

Sound is Hiring. Join our team of champions!

Diverse Business Colleagues Shaking Hands in a Modern Office

Work at Sound

Join a collaborative team dedicated to serving our communities, investing in employee growth, and providing exceptional benefits that help you thrive at work and in life.

Learn more and apply at

soundcu.com/careers

Join Sound Credit Union

Become a member by opening a savings account. All it takes is 5 minutes, and $0 minimum opening deposit.

Open an Account

Want to be money smart? We’ve got your back.

Visit our Life & Finances section for tips, tutorials and everyday advice to help you slay your personal finances.

A split white and blue background with logos for Husky Hack and Sound Credit Union.

Sound Credit Union and University of Washington Tacoma to Host Second Annual Hackathon

Sound Credit Union and the University of Washington Tacoma Milgard Center for Business Analytics have announced the return of HuskyHack, a financial technology innovation event open to college students from across Washington State. Continue reading →

Representatives from Sound Credit Union, BCRA Design, Korsmo Construction, the Greater Kitsap Chamber, City Council, and community partners participate in a groundbreaking ceremony for Sound Credit Union's future Port Orchard branch.

South Kitsap Chamber of Commerce and Sound Credit Union Host Groundbreaking Ceremony

On September 1, 2026, the South Kitsap Chamber of Commerce hosted a groundbreaking ceremony to welcome Sound Credit Union (Sound) to Port Orchard. Continue reading →

Leadership Thurston County

Business Beacon: Thurston Chamber Education Foundation

Thurston Chamber Education Foundation helps people of all ages find their purpose and reach their potential. Continue reading →

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Disclosures

FEDERALLY INSURED BY NCUA. Equal Housing Opportunity.