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Tools, tutorials and everyday advice to help you rock your personal finances.

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What Are the Best Tools for Tracking Financial Goals?

Whether you’re saving for a dream vacation, paying off debt, or building a nest, there are countless tools to help you stay on track with your financial goals. Continue reading
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Managing Your Business: Improving your profit margin

Get in the regular habit of reviewing your margins to make sure they haven’t changed due to creeping input costs or sales discounts. Continue reading

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Managing Your Business: Five strategies to increase profit

Keep up-to-date with any industry trends, ideas or technologies that may lower your costs or make your business more efficient. Continue reading

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Managing Your Business: Tracking the Flow of Money

Consider using a cloud accounting system that reconciles accounts in real time. Continue reading

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Managing Your Business: Collecting Debts Effectively

Effective debtor management is the best way to keep debt problems to a minimum. Continue reading

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Starting Your Business: Monthly cash flow forecast

A cash flow forecast enables you to be proactive and anticipate cash issues in advance. Continue reading

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Starting Your Business: Business Plan Template

Detailed guidance on completing the various sections of this business plan template can be found at the end of the document. Continue reading

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Starting Your Business: Sources of Small Business Funding

Consider a combination of sources of funds to ensure you have enough capital for a contingency fund, so you do not need to seek additional funding immediately after launch. Continue reading

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Starting Your Business: Raising Capital

Regardless of where you get the capital from, the more prepared you are the better. Continue reading

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Managing Your Business: Reducing Your Overheads

Outsourcing frees you up to spend more time completing activities that grow your business. Continue reading

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Starting Your Business: Step by Step Toolkit Plan

Having a clear idea of your motivation can impact you further down the track and set you up for success. Continue reading